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Cooperatives are voluntary organizations, open to all persons. Cooperatives are democratic organizations controlled by their members.Contribute equitable to and democratically control the capital of their cooperative.
As and independent entity it has its own set of rules that govern the operations o f the SACCOS. These include Cooperative Act, The Bye Laws and Policies.
To provide a safe and convenient place to save their money whatever amount they can afford.
Cooperatives are based on the values of self help, self responsibility, democracy, equality, equity and solidarity. Cooperative members believe in ethical values of honesty, openness, social responsibility and caring for others.
This is an association of people united voluntarily to meet their common economic and social needs through a jointly owned and democratically controlled enterprise or business.
A SACCOS is a member owned financial cooperative whose primary objective is to mobilize savings and afford member access to loans on competitive terms as a way of enhancing their socio-economic wellbeing.
It is an organization owned by people living in one area or working together. E.g. Mine workers, farmers.
Duis augue magna, euismod vel neque nec, egestas commodo nisl. Sed faucibus mi nibh, eu accumsan tellus
- Mark Airbourne
Aliquam finibus elit risus, a malesuada odio ornare vitae. Fusce placerat enim eu mi iaculis ornare roin aliquet
- Lydia Lavelle
Phasellus finibus velit ut turpis venen atis rutrum. Aliquam erat volutpat. Donec sit amet auctor enim, ut eleif
- Robert Zahn
Aliquam finibus elit risus, a malesuada odio ornare vitae. Fusce placerat enim eu mi iaculis ornare roin aliquet
- Lydia Lavelle
Phasellus finibus velit ut turpis venen atis rutrum. Aliquam erat volutpat. Donec sit amet auctor enim, ut eleif
- Robert Zahn
Duis augue magna, euismod vel neque nec, egestas commodo nisl. Sed faucibus mi nibh, eu accumsan tellus
- Mark Airbourne
Phasellus finibus velit ut turpis venen atis rutrum. Aliquam erat volutpat. Donec sit amet auctor enim, ut eleif
- Robert Zahn
Duis augue magna, euismod vel neque nec, egestas commodo nisl. Sed faucibus mi nibh, eu accumsan tellus
- Mark Airbourne
Aliquam finibus elit risus, a malesuada odio ornare vitae. Fusce placerat enim eu mi iaculis ornare roin aliquet
- Lydia Lavelle
Members are the heart of a SACCOS and are reasons for the SACCOS’s existence. The members are the owners of a SACCOS.
A SACCOS is a democratically run and controlled organization. The affairs of a SACCOS are managed and administered by Board Of Directors elected at Annual General Meeting.
It is this board that hires a Manager and support staff to run the day to day operations of a SACCOS.